著者

南地 伸昭

出版者

生活経済学会

雑誌

生活経済学研究 (ISSN:13417347)

巻号頁・発行日

vol.21, pp.43-57, 2005

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In the Meiji era, the new government established small-scale banks nationwide, aiming to encourage community industries through making regional finance smooth, having adopted the small banking principle of the United States National Banks. These small-scale banks had a common feature that the local potentate, a "shizoku", a merchant, a landowner, an industrial person, and municipalities positively participated in establishing banks. Moreover, they have coexisted with community by supporting the creation and the development of regional commerce and industry through making regional finance smooth. Such historical details agree with today's situation in which regional financial institutions nationwide grapple with a variety of management problems along "Action Program concerning enhancement of Relationship Banking Functions" aiming to rebuild regional businesses and to activate communities. Because regional financial institutions share the fate with the community, their most important mission, according to the various characteristics of each regional economy, is to attempt the activation of the regional economy by the establishment and the development of the local industry.