- 著者
-
白井 泉
- 出版者
- Business History Society of Japan
- 雑誌
- 経営史学 (ISSN:03869113)
- 巻号頁・発行日
- vol.48, no.1, pp.1_3-1_25, 2013 (Released:2016-03-18)
- 参考文献数
- 36
- 被引用文献数
-
1
The Takedate Cooperative is a well-known agricultural cooperative in Japan. This study examines the Takedate Cooperative’s credit activities from 1907 until the 1930s. Established in the backward agricultural areas of northeast Japan, in the Aomori prefecture, this cooperative supported members’ production activities, introduced standardization and trademarking in the apple trade, and created the “Takedate Apple” brand. Since its inception, the cooperative has included purchase, marketing, and production divisions, and in 1914, it introduced a credit division to help its members overcome difficulties in raising money from the financial market after poor rice harvests. An additional aim of Takedate Cooperative was to dominate its member behavior by providing preferential financing terms to frequent users of its production and marketing activities and to members who obeyed to its rules. Before World War I, the cooperative raised finances through individual member deposits, and lent considerable sums of money at low rates to its members for cultivation. This lending practice allowed cooperative members to grow apples as well as rice until the early 1920s. However, in the wake of poor business conditions after World War I and the consequent lower than normal performance of its marketing division, the cooperative was forced to reduce loan amounts and lent money to cover living expenses only. It even urged members to save money. Given the circumstances, the cooperative’s loan rate eventually exceeded that of the Aomori prefecture’s financial market, leading many competent members to withdraw their memberships. However, this action did not result in the stagnation of the cooperative and its surrounding areas. On the contrary, in Takedate village, the core area of the cooperative, peasants could still borrow money and purchase land without pledging security. Thus, 80% of farm households could continue to grow apples, leading to greater affluence in the 1930s.