著者
山本 信一 井上 麻央 米山 高生
出版者
生活経済学会
雑誌
生活経済学研究 (ISSN:13417347)
巻号頁・発行日
vol.45, pp.53-64, 2017 (Released:2017-09-30)
参考文献数
6
被引用文献数
5

The aging population has resulted in the percentage of GDP allocated to healthcare costs reaching about 10%, and further increases are expected. To manage this issue, the Ministry of Health, Labor, and Welfare is attempting to improve the population's lifestyle and to moderate healthcare cost increases by conducting medical checkups and providing health guidance for lifestyle improvements. The study data comprise medical prescriptions and medical examinations of 24,725 people who have developed diabetes and 13,453 people who have developed high blood pressure (data from the Japan Medical Data Center). Based on a multiple regression analysis, we compare people with good lifestyle habits and people with bad lifestyle habits to examine how the increases in their healthcare costs changed as a result of their diagnoses. For people who developed diabetes, those who properly controlled their BMI and LDL cholesterol levels, refrained from smoking and drinking, and exercised regularly (i.e., practiced good lifestyle habits) were able to maintain satisfactory medical examination results (diabetes). Based on these results, we prove statistically that the increase in healthcare costs is less for people who keep good lifestyle habits, even if they develop diabetes. Similarly, people who developed high blood pressure and practiced good lifestyle habits were able to maintain satisfactory medical examination results (high blood pressure). Again, the increase in the healthcare costs for this group was less, even if they developed high blood pressure, although, in this case, exercising regularly was not a relevant factor.
著者
米山 高生
出版者
保険毎日新聞社
雑誌
保険毎日新聞
巻号頁・発行日
pp.11, 2020-10-19

最終原稿は『保険毎日新聞』2020年10月19日付け記事
著者
米山 高生
出版者
経営史学会
雑誌
経営史学 (ISSN:03869113)
巻号頁・発行日
vol.18, no.1, pp.1-28,i, 1983-04-30 (Released:2009-11-06)
被引用文献数
1 1

When we study the history of British insurance offices, especially in terms of comparative business history, it is paramount to consider 'composite' offices which handle various types of insurance -life, fire, marine and accident. There are no such insurance offices in the US, Germany, Japan and most other countries, but in Britain all major insurance offices, except a few, are large-scale composite offices.Composite offices, in the strict sense of the word, did not emerge until the turn of the century. During the years of 1904-14, some major insurance offices expanded their business by handling 'new-type' of insurance-personal accident, employers, liability, and so on-in addition to tranditional insurance. In other words, it was at this time that the British insurance offices undertook diversification of business.The purpose of this article is twofold. One is showing the process of the emergence of composite offices, and two, more importantly, presenting a picture of the historical character of British insurance business against the background of the maturity of the British economy. References used were the Board of Trade Returns and some insurance journals and yearbooks.The following are the conclusions of this article. Firstly, large-scale composite offices did not derive from life offices (e.g. Equitable, Standard Life), but from fire-life offices (e.g. Royal, North British and Mercantile) or fire-life-marine offices (e.g. Royal Exchange, Liverpool and London and Globe). Secondly, diversification, strictly speaking diversification to 'related business' according to R.P. Rumelt, was the result of amalgamations rather than internal growth. Furthermore, it was around this time that the post, of 'General Manager' emerged, bringing an 'Age of General Managers' to the British insurance business. Thirdly, traditional London based offices (e.g. London Assurance) and specialist life offices (e.g. Scottish Widows' Fund) continued to lose their shares in the insurance market. To the contrary, some active non-London insurance offices, which had a comparatively short history, gradually became of increasing importance.